Financial Industry Business Data Model

Finance, Business & Commerce diagrams

The Finance, Business & Commerce package extends FIBO Foundation with Financial Instruments, Products and Services, Financial entities, Clients & Accounts, and Equity and Debt.

Package Diagram

The FBC package contains entities derived from the ontology’s structural components. Functional Entities, Products, and Services have design patterns and supertypes common to all financial services.
Entities in the Securities and Derivatives base subtype from FBC Financial Instruments and Debt & Equity.

A hierarchy diagram of the FIBO/FIB-DM Finance Bisiness & Commerce packages.
FIB-DM Finance Business Commerce packages

Click on a thumbnail to open the Scalable Vector Graphics (SVG) diagram. Then use your browser to scroll and zoom in and out.

Debt Diagram explanatory chart

The Finance, Business & Commerce (FBC) Debt package defines supertypes and characteristics for both (fixed income) Securities and for Loans. The FIBO design maximizes reuse and avoids redundancies and inconsistencies.

However, having almost 100 entities, FIBO Debt is quite complex. The FIB-DM diagram convention and style make it easy to understand: Relationships between ochre Base Entities and blue Associative Entities flow parent-to-child, top-to-bottom/left-to-right.

An annotation of the FIB-DM FIBO Finance Business & Commerce, Debt entity-relationship diagram pointing to the entity clusters.
FIB-DM FIBO Finance, Business & Commerce: Debt overview chart.

The Credit Agreement entity, the supertype of Debt Instrument and Loan, at the top-left is <<parent>> in association with the credit details. The Data Architect navigates down and to the right to find the Credit Facility and Collateral. Borrower and Lender are subtypes of the OMG Commons Role. More entity clusters define Debt Terms, Payment Schedules, and the Rates. Naturally, the architect finds actual Interest and Amorization at the bottom right of the diagram.

Diagram Gallery

FIB-DM FBC Guaranty package entities
FIB-DM FIBO Guaranty package entities
An entity-relationship diagram showing the entities in the FIB-DM, FIBO, and Finance Business & Commerce - Debt packages.
The FIB-DM FIBO FBC Debt package entity diagram.

Package descriptions

The descriptions derived from the FIBO module annotation properties. Additional notes explain the diagrams.

Guaranty

The package for data model objects derived from the Guaranty ontology module. This ontology defines concepts related to contractual guaranty.

Debt

The package for data model objects derived from the Debt ontology module. This ontology defines concepts that are common to all debt instruments, such as debt, borrower, lender, debtor, creditor, interest, principal, and the like. It is designed to be used by various other FIBO specifications, including but not limited to SEC/Debt and LOAN.