FIB-DM is a complete model transformation of FIBO, the Financial Industry Business Ontology. Working with major financial institutions, the Enterprise Data Management Council created FIBO as the open-source industry standard for financial concepts, their relationships, and definitions.

With 3,176 normative entities released in August 2026, FIB-DM is by far the most extensive reference Enterprise Data Model for Banks, Investment Companies, and their Regulators.

Jayzed Data Models Inc., a US corporation, developed FIB-DM with CODT, our patented Configurable Ontology-to-Data-model Transformation.

FIBO in Data Modeling tools
FIBO in PowerDesigner, ERWin, Sparx EA, ER/Studio, Visual Paradigm, and other data modeling tools.

The FIBO Data Model has been released as a PowerDesigner Conceptual Data Model (CDM) since 2019. All the above data modeling tools can import the native CDM or UML.

FIB-DM is moving to ERWin. Starting with the upcoming January 2027 release, commercial licensees receive a native ERWin Logical Data Model version, optimized for Semantic Data Models.


A chasm exists between semantic and conventional data management. The EDM Council specified FIBO in the Ontology Web Language (OWL), a powerful semantic language that encompasses the Entity-Relationship meta-model. However, that is a barrier for Data Architects and Financial Institutions because OWL has a steep learning curve, and Ontologists with Finance-domain experience are rare. Furthermore, semantic technologies require heavy investment in tools, platforms, and specialized databases.

The Financial Industry Business Data Model serves as the bridge between semantic and conventional data management. We ported the industry-standard ontology to SAP PowerDesigner, enabling you to migrate to other data modeling tools. Data Architects can use FIB-DM as an Enterprise reference model and directly derive models from the blueprint.


Semantic Enterprise Information Architecture positions the ontology at the pinnacle of model-driven development, from which models for data, messages, objects, and processes are derived.

Semantic Enterprise Information Architecture diagram
Semantic Enterprise Information Architecture.

Ontologists, Data Architects, and Developers use common names, definitions, and design patterns across the enterprise.


The FIBO Data Model has a clear, concise design, is fully mapped back to the source ontology, and includes more than 100 Package, Hierarchy, and Concept diagrams.

A dependency diagram for the base (root-level) packages in FIB-DM.
FIB-DM Base Packages diagram

The diagram shows the FIB-DM base packages with connectors representing the main dependencies.
Grey: The FIBO includes upper ontologies from the Object Management Group (OMG) and World Wide Web Consortium (W3C).
Green: Foundation, Business Entities, and Finance, Business & Commerce are the Core FIBO ontology modules.
Blue: New specialized packages for Banking and Processes derived from the recent FIBO modules.
Orange: Investment and Capital Market-related content for Securities and Derivative instruments.